Profitable investments: what are the best options?
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Nowadays, investing has become more common than before, new methods have been created covering different types of investors, but they all seek the same result: financial return, which is why knowing the means of profitable investments is so important.
Each investment method is ideal for a different investor profile. This profile is determined by a set of characteristics related to the investment objective, the expected return, how much the investor can invest and the desired return period.
By defining these characteristics, the set of options becomes more selective, so for those looking for profitable investments that do not require a high amount initially, continue reading to see some possibilities.
SELIC Treasury
The SELIC Treasury can be considered a type of Direct Treasury, this type of investment is fixed income, which acts through the purchase and sale of public bonds, aiming to finance actions aimed at the country's infrastructure.
Its security is due to the fact that this type of investment was created by the National Treasury, therefore, its risk is practically non-existent, and it has a good return.
Tesouro Direto is divided into pre-fixed and post-fixed, where its yields are defined at the time of purchase of the security, or are associated with the SELIC rate, or the country's inflation, respectively.
Therefore, the SELIC treasury is a security issued by the Government, with its profitability directly linked to the basic interest rate, that is, the SELIC, it has daily liquidity, and therefore, can be redeemed at any time.
Private titles
Private bonds are similar to the previous investment method, however, instead of being related to the Government, the investment is made through the bank, which will also pay an interest rate.
These securities include CDB, LCI and LCA, which are already known in the investment world . Another point that differentiates them is that they may or may not have daily liquidity.
But the interest rate is always predefined, so when you make the investment, you can know what your return will be.
Investment funds.
When investing in investment funds, there are some fund type options, which can be real estate funds , equity funds, currency funds, among others.
This set of funds contains the resources of numerous investors; the money invested is “loaned” to an institution, which returns it with the addition of a pre-set rate and, if the return exceeds the established period, interest.
BDR
BDRs or Brazilian Depositary Receipts are investments made abroad, that is, in foreign companies, unlike the stock exchange, which is limited to national companies.
Its operation is similar to shares, however, it is possible to invest in large international companies, which dominate the market, they are called Big Techs.
Conclusion
All the investment methods presented above have excellent profitability, low risk and low initial investment, which will suit each individual's investor profile, in line with their objectives and expectations for that investment.
It is possible to start investing with little and with the guarantee of a profit, whether in the long or short term, you just need to know the ideal method for your investor profile.
To learn about other investment methods, visit our website .